Schwab U.S. Dividend Equity ETF (SCHD) focuses on high-dividend-yielding U.S. equities, suitable for income-focused investors. Its low expense ratio and quality stock selection contribute to stable returns, appealing to dividend growth strategies. The ETF's emphasis on established, financially robust companies may offer downside protection in volatile markets, but limited diversification could be a concern. Economic downturns may affect dividend sustainability, posing a risk. Overall, SCHD is a strong contender for those prioritizing dividends over growth.